You made a good decision in preparing and signing your Will. But is a Will the end-all, cure-all to make your assets pass to your beneficiaries as quickly as possible after you die? Many people believe that everything needs to go through Probate Court when you die. That’s why you have a Will prepared. Right? […]
A chapter 7 bankruptcy is one option to help you start rebuilding a financial future free from debt. Chapter 7 is usually the best option for those with only a few assets, a large amount of debt, and too little income to pay the debts. Consider the benefits of filing a chapter 7 bankruptcy case […]
What do you do after filing bankruptcy? You, Press on Regardless! But sometimes you need credit to keep going. While a bankruptcy makes it harder to be approved for loans, it’s not impossible. Especially if you are disciplined and remember that your goal is to rebuild your credit reputation, not accumulate new debt. What are […]
Florida’s Record Unemployed Remain Unpaid. Is Bankruptcy on your Horizon? The personal decision to file for bankruptcy may be complicated; however, it may be the only option. Is bankruptcy now on the horizon for many who would have never considered bankruptcy as an alternative? Many of Florida’s record unemployed remain unpaid. Many Floridians are unemployed, […]
Wills and Estate Planning – On a Lot of People’s Minds Today Due to recent events regarding Coronavirus or Covid-19, I’m receiving an increase in inquiries into one area of my practice, Wills and Estate Planning. In contrast, 81 percent of people 72 years of age or older have estate planning documents; at least 6 […]
Coronavirus. Don’t Panic. Press on Regardless! Scary economic times arrived, just when you thought everything was great and going your way only a few weeks ago. A sudden viral outbreak turned into a worldwide pandemic. We are fearful for the health of ourselves, our loved ones and our friends. We are incredibly grateful to the […]
For many, bankruptcy is a scary word. Most people don’t even like to consider the possibility that bankruptcy may be their best, if not their only, alternative. In this day and age, having some amount of debt is deemed to be healthy. If your total debt is extensive and too much to handle, however, it […]
Spoiler alert: We’re all going to expire one day. Death is a fact of life. Knowing this, we should all start putting plans into action to manage and distribute our leftover finances and assets after we die. We can’t take it all with us, no matter how hard we try. How to Write a Will […]
Take a look at the recent headlines in the news about a student loan debt crisis. Many politicians are talking about what to do with an overwhelming amount of student loan debt, which now totals over $1.5 trillion. Nationally, student loan indebtedness is second behind home mortgages in outstanding consumer debt, ahead of installment car […]
Medical Debt After Death It’s natural to worry when a loved one has died, and you start to realize that the medical and credit card bills have piled up. Are you responsible for paying them? In most cases, the answer is no. Exceptions can exist, such as if you’re the surviving spouse and you live […]